a real estate experience designed around you

Locally owned. Family operated. Boutique service. 

Buy a home
Sell my home
52-web-or-mls-SWEETBAY-AMENITIES-7 (1)
39-web-or-mls-4600 Bay Point Rd048

Simplifying Your

Real Estate Journey

Every client deserves a thoughtful, tailored approach—one rooted in experience, market expertise, and an unwavering attention to detail. At Seltzer Real Estate, led by Zack Seltzer, every step of the journey from first impressions to closing day is handled with care, precision, and a clear understanding of what matters most—whether that’s timing, discretion, or maximizing long-term value.

Surrounding each transaction is a handpicked network of trusted professionals, from top-tier photographers to seasoned lenders and inspectors. Every element is curated to reflect the same high standard. The result is a seamless, elevated experience designed to move at your pace and deliver outcomes that feel effortless but are anything but.

Why choose us
call us at: 850.235.0578

Area guides

Find it all,
close to home

Discover the Emerald Coast of Florida, known for its sugar white sand beaches, emerald green waters, and unique blend of buzzing beach towns and welcoming coastal communities. Our born and raised local expertise is sure to help you find the perfect home.

Start exploring

New to the market

Handpicked Properties

Be the first to explore the latest properties to hit the market. From cozy retreats to stunning estates, these fresh listings are ready for you to discover. Don’t miss your chance to find the perfect home!

Career Sales volume

$

0

+ M

Record-Breaking Sales Year After Year

0

Families served

Unmatched

Local Real Estate Knowledge

Amazing Success Stories

From First Steps to Closing Day

No matter your situation, Zack and the Seltzer Real Estate team believe there's always a solution. Our #1 priority is making sure that you walk away with a result you're thrilled with. Anything less? Forget it.

Work with us
Read More Stories
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"Zack handled our house sale smoothly from start to finish. He is professional, easy to work with, and gets the job done fast. Highly recommend!"
"Great communication throughout the process of selling our condo. From pricing the unit, obtaining photos, dealing with the HOA, all the way to closing, Zack handled every issue. Would highly recommend him for buying or selling!"
"Zack Seltzer and the entire team at Seltzer Real Estate is the best at what they do. You're not going to find a harder working Realtor. If you're looking to buy or sell in Panama City Beach or the 30A area, Zack is the real estate agent to use!"
"Zack and his team were incredible! Very responsive and made the whole home buying process simple. So happy with my dream home and would recommend his team to anyone in the market for a new property!"
"Zack and his team made home buying such an easy process! As first time homebuyers, it couldn’t have gone any better. Multiple times he went out of his way to accommodate us during showing, buying, and closing. We will definitely be using him for our next purchase as well."
"Chandler is responsive and good at communication. He answered any questions and find out the answers for any questions he didn't know the answers to. Everything went well and smooth."
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack Seltzer has been an excellent property manager. He consistently responded promptly to any maintenance requests and always handled everything in a professional manner. His communication was clear, timely, and reliable, which made the entire experience smooth and stress-free. I truly appreciated his responsiveness and attention to detail. Highly recommend!"
"Zack handled our house sale smoothly from start to finish. He is professional, easy to work with, and gets the job done fast. Highly recommend!"
"Great communication throughout the process of selling our condo. From pricing the unit, obtaining photos, dealing with the HOA, all the way to closing, Zack handled every issue. Would highly recommend him for buying or selling!"
"Zack Seltzer and the entire team at Seltzer Real Estate is the best at what they do. You're not going to find a harder working Realtor. If you're looking to buy or sell in Panama City Beach or the 30A area, Zack is the real estate agent to use!"
"Zack and his team were incredible! Very responsive and made the whole home buying process simple. So happy with my dream home and would recommend his team to anyone in the market for a new property!"
"Zack and his team made home buying such an easy process! As first time homebuyers, it couldn’t have gone any better. Multiple times he went out of his way to accommodate us during showing, buying, and closing. We will definitely be using him for our next purchase as well."
"Chandler is responsive and good at communication. He answered any questions and find out the answers for any questions he didn't know the answers to. Everything went well and smooth."
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack Seltzer has been an excellent property manager. He consistently responded promptly to any maintenance requests and always handled everything in a professional manner. His communication was clear, timely, and reliable, which made the entire experience smooth and stress-free. I truly appreciated his responsiveness and attention to detail. Highly recommend!"
"Zack handled our house sale smoothly from start to finish. He is professional, easy to work with, and gets the job done fast. Zack and his team have great communication and are always available to help any way they can. He made the selling process easy! Highly recommend!"
"Zack and his team were incredible! Very responsive and made the whole home buying process simple. So happy with my dream home and would recommend his team to anyone in the market for a new property!"
"Zack and his team made home buying such an easy process! As first time homebuyers, it couldn’t have gone any better. Multiple times he went out of his way to accommodate us during showing, buying, and closing. We will definitely be using him for our next purchase as well."
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack made the whole home buying process easy and seamless. Knowledgeable, responsive, and efficient. He went above and beyond to find a home that suited exactly what we were looking for. We have used him on multiple deals and all them have turned out great."
"I have used Zack for all of my real estate transactions. His knowledge of the Panama City/Panama City Beach area is unmatched, his service is amazing, and the buying/selling process always goes smoothly with the help of his experienced team. I would highly recommend Zack for your next purchase!"
"?We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process.What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention to
"I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"

© Zillow, Inc., 2006-2016. Use is subject to Terms of Use  What's a Zestimate?

"Zack handled our house sale smoothly from start to finish. He is professional, easy to work with, and gets the job done fast. Zack and his team have great communication and are always available to help any way they can. He made the selling process easy! Highly recommend!"
"Zack and his team were incredible! Very responsive and made the whole home buying process simple. So happy with my dream home and would recommend his team to anyone in the market for a new property!"
"Zack and his team made home buying such an easy process! As first time homebuyers, it couldn’t have gone any better. Multiple times he went out of his way to accommodate us during showing, buying, and closing. We will definitely be using him for our next purchase as well."
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack made the whole home buying process easy and seamless. Knowledgeable, responsive, and efficient. He went above and beyond to find a home that suited exactly what we were looking for. We have used him on multiple deals and all them have turned out great."
"I have used Zack for all of my real estate transactions. His knowledge of the Panama City/Panama City Beach area is unmatched, his service is amazing, and the buying/selling process always goes smoothly with the help of his experienced team. I would highly recommend Zack for your next purchase!"
"?We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process.What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention to
"I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"

© Zillow, Inc., 2006-2016. Use is subject to Terms of Use  What's a Zestimate?

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