a real estate experience designed around you

Locally owned. Family operated. Boutique service. 

Buy a home
Sell my home
52-web-or-mls-SWEETBAY-AMENITIES-7 (1)
39-web-or-mls-4600 Bay Point Rd048

Simplifying Your

Real Estate Journey

Every client deserves a thoughtful, tailored approach—one rooted in experience, market expertise, and an unwavering attention to detail. At Seltzer Real Estate, led by Zack Seltzer, every step of the journey from first impressions to closing day is handled with care, precision, and a clear understanding of what matters most—whether that’s timing, discretion, or maximizing long-term value.

Surrounding each transaction is a handpicked network of trusted professionals, from top-tier photographers to seasoned lenders and inspectors. Every element is curated to reflect the same high standard. The result is a seamless, elevated experience designed to move at your pace and deliver outcomes that feel effortless but are anything but.

Why choose us
call us at: 850.235.0578

Area guides

Find it all,
close to home

Discover the Emerald Coast of Florida, known for its sugar white sand beaches, emerald green waters, and unique blend of buzzing beach towns and welcoming coastal communities. Our born and raised local expertise is sure to help you find the perfect home.

Start exploring

New to the market

Handpicked Properties

Be the first to explore the latest properties to hit the market. From cozy retreats to stunning estates, these fresh listings are ready for you to discover. Don’t miss your chance to find the perfect home!

Career Sales volume

$

0

+ M

Record-Breaking Sales Year After Year

0

Families served

Unmatched

Local Real Estate Knowledge

Amazing Success Stories

From First Steps to Closing Day

No matter your situation, Zack and the Seltzer Real Estate team believe there's always a solution. Our #1 priority is making sure that you walk away with a result you're thrilled with. Anything less? Forget it.

Work with us
Read More Stories
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"Chandler is responsive and good at communication. He answered any questions and find out the answers for any questions he didn't know the answers to. Everything went well and smooth."
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack Seltzer has been an excellent property manager. He consistently responded promptly to any maintenance requests and always handled everything in a professional manner. His communication was clear, timely, and reliable, which made the entire experience smooth and stress-free. I truly appreciated his responsiveness and attention to detail. Highly recommend!"
"Very Good service! Call Chandler Gilligan for everything."
"Zack has been Amazing to deal with while selling my commercial property. He has been very knowledgeable and have kept me up to date with what is going on. I would highly recommend him and i will use him again in the future!"
"We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process. What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention t
"Zack and his team are wonderful to work with!"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"If you want an agent who provides support beyond just the sale transaction, Zack Seltzer is the best! When I was stressed, he offered guidance and reassurance. His knowledge of the market, his communication with keeping me informed about every development, his genuine care & dedication, helped me make informed decisions every step of the process. Thanks so much Zack!"
"Chandler is responsive and good at communication. He answered any questions and find out the answers for any questions he didn't know the answers to. Everything went well and smooth."
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack Seltzer has been an excellent property manager. He consistently responded promptly to any maintenance requests and always handled everything in a professional manner. His communication was clear, timely, and reliable, which made the entire experience smooth and stress-free. I truly appreciated his responsiveness and attention to detail. Highly recommend!"
"Very Good service! Call Chandler Gilligan for everything."
"Zack has been Amazing to deal with while selling my commercial property. He has been very knowledgeable and have kept me up to date with what is going on. I would highly recommend him and i will use him again in the future!"
"We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process. What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention t
"Zack and his team are wonderful to work with!"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"If you want an agent who provides support beyond just the sale transaction, Zack Seltzer is the best! When I was stressed, he offered guidance and reassurance. His knowledge of the market, his communication with keeping me informed about every development, his genuine care & dedication, helped me make informed decisions every step of the process. Thanks so much Zack!"
"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack made the whole home buying process easy and seamless. Knowledgeable, responsive, and efficient. He went above and beyond to find a home that suited exactly what we were looking for. We have used him on multiple deals and all them have turned out great."
"I have used Zack for all of my real estate transactions. His knowledge of the Panama City/Panama City Beach area is unmatched, his service is amazing, and the buying/selling process always goes smoothly with the help of his experienced team. I would highly recommend Zack for your next purchase!"
"?We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process.What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention to
"I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"Zack and Chandler were the best real estate team we have worked with through 20 years and 4 moves. They were prompt, professional, and personable. Don’t let their youth fool you. They know the real estate business. We were 500 miles away but Seltzer’s kept us informed with timely texts, calls, and emails. Chandler took us through at least 10 homes and answered every question we had. When we did th
"Zack did a great job helping us sell our condo. He quickly responded to my many questions and was always so kind and professional. Our buyer used a lender that required things we’d never heard of and Zack made sure I understood every step of the process. He was able to help us understand the current market and choose a listing price that would help us get it sold."

© Zillow, Inc., 2006-2016. Use is subject to Terms of Use  What's a Zestimate?

"ZACH IS AWESOME!! I had to make the decision to switch realtors and I am so happy I listened to the reviews and went with Zach! My house was sitting on the market for months and within 24hrs of Zach taking over (new listing, new photos, new everything), we had several showings which ultimately led to the sale of my home. FINALLY! Zach is a boss. You won’t be disappointed!!!"
"Couldn’t be happier with my experience working with Zack start to finish! I was hesitant to use a realtor at first but after trying to sell my property myself Zack ended up getting more way more money while taking all the work off my plate. Highly recommend!!"
"Zack made the whole home buying process easy and seamless. Knowledgeable, responsive, and efficient. He went above and beyond to find a home that suited exactly what we were looking for. We have used him on multiple deals and all them have turned out great."
"I have used Zack for all of my real estate transactions. His knowledge of the Panama City/Panama City Beach area is unmatched, his service is amazing, and the buying/selling process always goes smoothly with the help of his experienced team. I would highly recommend Zack for your next purchase!"
"?We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process.What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention to
"I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"Zack and Chandler were the best real estate team we have worked with through 20 years and 4 moves. They were prompt, professional, and personable. Don’t let their youth fool you. They know the real estate business. We were 500 miles away but Seltzer’s kept us informed with timely texts, calls, and emails. Chandler took us through at least 10 homes and answered every question we had. When we did th
"Zack did a great job helping us sell our condo. He quickly responded to my many questions and was always so kind and professional. Our buyer used a lender that required things we’d never heard of and Zack made sure I understood every step of the process. He was able to help us understand the current market and choose a listing price that would help us get it sold."

© Zillow, Inc., 2006-2016. Use is subject to Terms of Use  What's a Zestimate?

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